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Title Insurance Lawyers in Putnam County

Advising Florida Residents Regarding Title Insurance Issues

Unlike the retail sale of goods and services, real estate sales involve several steps and multiple parties beyond just the seller and buyer. One step in a real estate transaction involves purchasing title insurance. Accordingly, title insurance companies are one of the parties that are regularly involved in real estate transactions.

On the rare occasion that you have to file a claim under your title insurance policy, you should consult an experienced Putnam County title insurance lawyer for legal guidance. At Hedstrom and Harris, we have years of experience advising Putnam County residents about filing title insurance claims and other issues related to dealing with their title insurance company. We are dedicated to fulfilling our roles as advisors and advocates for our clients.

To schedule a free consultation with one of our experienced title insurance lawyers, call (386) 200-6547 or contact us online today.

What Is Title Insurance?

Unlike most other types of insurance, title insurance affords coverage for losses related to the condition of the policyholder’s ownership (title) and not against risks for future occurrences. Title insurance protects real estate owners against losses that result from adverse claims to their title due to conditions that would render record title “unmarketable.” Under Florida law, marketable record title is free and clear of all estates, interests, claims, or charges.

Florida title insurance companies have a duty to conduct a reasonable title search before they issue a title insurance policy. This duty includes searching the chain of title record, consulting an expert about their findings, and guaranteeing the accuracy of the search and the quality of record title.

Title insurance companies are contractually obligated to cover losses resulting from situations such as:

  • Improper deed recording
  • Forgery and impersonation
  • Undisclosed mortgages or liens
  • Undisclosed easements
  • Undisclosed use restrictions
  • Invalid transfers due to lack of capacity or legal authority
  • Invalid deeds due to the absence of a necessary party (i.e., co-owner, spouse, business partner)

Title Insurance Closing Services

Title insurance companies also provide closing services, which includes preparing documents for concluding a transaction such as Closing Protection Letters, conducting closings, or handling disbursements related to closing a real estate transaction. Sometimes issues can involve the title insurance company’s performance of closing services. With Hedstrom and Harris at your side, we can assess the legal issues and risks in a title insurance company’s provision of closing services.

Get Advice from Experienced Title Insurance Attorneys in Putnam County

Real estate sales are high stakes transactions. As a result, the stress of dealing with and keeping track of multiple documents while negotiating parts of the transaction can be overwhelming. If you find yourself in a situation like that, you should consult a qualified title insurance attorney in Putnam County. At Hedstrom and Harris, you can rely on us to counsel you on any aspect of a real estate transaction, including title insurance matters. We are dedicated to providing you with high-quality advice and advocacy so you can rest assured that your home or business is in good hands.

Contact Hedstrom and Harris onlineor call us at (386) 200-6547 to arrange for a free case evaluation today.

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